EditorialRates on 30-year fixed-rate mortgages, the most popular kind among U.S. home buyers, have risen to 7.08 percent. (Philip Cheung/The New York Times)
EditorialTurning your home equity into cash can help pay bills and preserve other savings and investments. But reverse mortgages are complicated, and not for everyone. (Brooke VanDevelder/The New York Times)